❦ Pension Protection Legal Services

A careful hand through pension matters that truly count.

Mata Pusaka offers composed, unhurried legal counsel for retirees and families in Kuala Lumpur — helping you read, review, and arrange your pension affairs with clarity and care.

Arrange a Conversation View Our Services

+60 13-487 5926

[email protected]

TTDI, Kuala Lumpur

❦ What We Offer

Three services, shaped around you

Each service is designed to meet you where you are — whether you simply need a second opinion on paperwork or wish to build a lasting plan for your family.

Pension Records Reading Session

A sit-down session where our lawyer reads through your pension and KWSP statements alongside you, pausing to explain unfamiliar terms and flag items that may benefit from future attention. You leave with a one-page written summary.

Plain-language explanation of each statement line
Written one-page summary provided after session
No obligation to engage further work

RM 330 Enquire

Pension Reduction or Suspension Review

Patient legal review for retirees whose pension has been reduced or suspended without clear explanation. We request the underlying calculation, communicate with the responsible authority, and prepare a written advisory note on your realistic options.

Official correspondence with the relevant authority
Written advisory on realistic legal options
Full explanation of costs before any commitment

RM 720 Enquire

Long-Standing Family Pension Plan

A long-form engagement for clients who wish to build a settled, documented plan for the orderly transfer of pension and retirement assets. Includes wills, EPF nominations, hibah where appropriate, and a written family memorandum.

Wills, EPF nominations and hibah arrangements
Written family memorandum with reasoned decisions
Optional annual review, without pressure to renew

RM 970 Enquire

❦

Pension matters deserve patient attention.

If something in your pension paperwork feels unclear, or you would simply like someone to sit with you and read it through, we are here. There is no pressure and no obligation in first contact.

Request a Conversation

Or call us directly: +60 13-487 5926

❦ Why Clients Choose Us

Counsel built on steadiness, not haste

Unhurried Attention

Sessions are not rushed. We take the time needed to explain each part of your documents in plain language, ensuring you leave with genuine clarity.

Honest Assessment

Before any formal engagement, we explain the likely time, cost, and emotional load of a matter. You decide how to proceed with full information in hand.

Familiarity with EPF & Hibah

Our practice is built around Malaysia's retirement and estate frameworks — KWSP, Amanah Raya, hibah, and wills — rather than applied generically from broader practice.

Respect for Family Dynamics

Pension and estate matters touch family relationships. We handle sensitive conversations with care and without assumption about how families should be arranged.

Written Summaries After Each Session

Every engagement ends with a written record — not a lengthy legal document, but a clear note you can read again at home and share with family if you wish.

Accessible Office in TTDI

Our office in Taman Tun Dr Ismail is reachable by public transport and has step-free access. Parking is available nearby for those who drive.

❦ Common Questions

Questions we are often asked

What happens during the Pension Records Reading Session?

You bring your pension and KWSP statements — paper or digital — and we sit together and read through them. The lawyer explains each section in plain language, flags anything that may need further attention, and answers questions as they arise. At the end you receive a one-page written summary. The session carries no obligation to engage any additional work.

My pension was reduced without explanation. What can I do?

The Pension Reduction or Suspension Review service is designed for exactly this situation. We begin by requesting the underlying calculation from the responsible authority, which is often the first step many clients have not yet taken. From there, we prepare a written note explaining your realistic options. If formal escalation is appropriate, we walk through the time, cost, and likely emotional load before you commit to anything.

What is hibah and is it relevant to my situation?

Hibah is a form of Islamic gift that takes effect immediately, though the donor may retain use of the asset during their lifetime. In the context of retirement planning, it can be a considered way to transfer EPF savings or other assets to family members outside the conventional inheritance process. Whether hibah is suitable depends on your family situation, faith, and the nature of the assets — and we discuss this carefully before recommending anything.

How long does the Long-Standing Family Pension Plan take?

This varies by the complexity of your family and assets. Most clients complete the foundational documentation within six to ten weeks, allowing time for unhurried reflection between sessions. The family memorandum — which records the reasoning behind each decision — is often what takes the most thought, and we do not rush it. Annual reviews are offered but never pressed upon clients who feel their plan is settled.

Can I bring a family member to the session?

Yes, and for the Long-Standing Family Pension Plan, it is often helpful to have a trusted family member present for at least one session. For the Records Reading Session, some clients prefer to come alone first and then share the written summary at home. We follow your preference.

How do I begin?

You may call us directly on +60 13-487 5926, send an email to [email protected], or complete the brief enquiry form below. There is no pressure in first contact — we will simply arrange a time to speak and understand what you need before suggesting anything.

❦ Visit Us

Our Office in TTDI

No. 23, Jalan Datuk Sulaiman, 60000 Taman Tun Dr Ismail, Kuala Lumpur

❦ Get in Touch

We are glad to hear from you

Use the form below or reach us directly. We aim to respond within one working day.

Contact Details

Phone